Canada visitor visa refused on personal assets and financial status
The officer compared the cost of the trip with the income and assets you evidenced, and looked at how the money in the account behaves. A balance with no history behind it does not read as financial capacity.
Paste your refusal letter. See the grounds they used and the route you have. Free, no email.
What the ground says
IRPR 179(b), refusal reason: personal assets and financial status
I am not satisfied that you will leave Canada at the end of your stay, based on your personal assets and financial status.
Whether the trip is affordable from evidenced income and assets, and whether the money in the account behaves like your money.
History beats balance
Four to six months of statements showing salary arriving, bills going out and a balance that grew is worth more than a larger figure that appeared in one transfer. The officer is reading for a pattern, not a number.
The deposit question
A credit larger than a month of your stated income, in the weeks before the application, with no stated source, is the single most common cause of this reason. Name the source and enclose the evidence: the sale, the loan, the gift with the sender's own statement, the matured deposit.
What answers it
Statements from the account that will pay for the trip. Payslips and an employment letter stating salary. Notices of assessment or tax filings. Property or investment documents. Where a host in Canada is paying, their letter, their statements and their status.
Your route
Reapply. Nothing else is available on this route, and the work is making the money legible rather than larger.
Evidence that addresses it
- Four to six months of bank statements from the account that will pay for the trip
- Payslips and a letter of employment stating salary
- Notice of assessment or tax filings
- Evidence of assets: property, investments, business ownership
- Where a host in Canada is paying: their letter, their statements and their status
Your route
Reapply
There is no appeal against a visitor visa refusal and no limit on reapplying. A new application is assessed on its own evidence, so it only helps if the ticked reasons are answered and something has changed.
Judicial review, within 60 days
Judicial review asks the Federal Court whether the decision was reasonable. It does not re-decide the application, it needs leave, and it needs a Canadian lawyer. The deadline is 60 days from the decision for an applicant outside Canada.
This route needs a regulated adviser.
IRCC refusal letters tick reasons from a fixed list and cite paragraph 179(b) of the Immigration and Refugee Protection Regulations. The officer's notes in the Global Case Management System give the fuller reasoning and can be requested.
Reapply, £49
We read the refusal, name the grounds and the route, check every ground against your documents with the refused ones held open, and write the reapplication letter that answers each one by its reference. Re-runs and second-refusal handling included for 30 days.